CardBenefits
Tracks the principal's credit cards, their perks and annual credits, and points and...
Install
npx skills add danielmiessler/LifeOS --skill CardBenefits -g -a claude-code -y- Repository
- danielmiessler/LifeOS19.7k
- Category
- Engineering
- Updated
- 8d ago
- License
- MIT
- Context cost
- Lightabout 1,256 tokens
- Runs scripts
- No, instructions only
What it does
Tracks the principal's credit cards, their perks and annual credits, and points and miles balances across bank, airline and hotel programs, then turns them into which-card answers, unused-credit sweeps and points redemptions through transfer partners, all from the principal's own card data files. USE WHEN credit card benefits, card perks, which card should I use, annual credits, unused credits, expiring credits, my points, my miles, airline miles, hotel points, update my points balance, redeem points, transfer partners, plan a trip with points, refresh card perks. NOT FOR spending totals, expense tracking or bookkeeping, revenue or payments data, or moving money.
CardBenefits
Single source of truth for the principal's credit cards, their perks and points balances, and the planning layer that turns points into trips.
Ideal State
- Every perk, credit or balance in an answer comes from the USER data files read in that run, and anything stale (>90 days) or marked UNVERIFIED is flagged inline instead of stated as fact.
- Each recommendation names the card, program or credit, its dollar or points value, and the exact next step the principal takes.
- The data files stay the single source of truth: balances change only on the principal's report or a statement, perks only after a web-verified refresh, credit status only on confirmed usage.
- Money never moves from this skill: transfers, bookings and activations are planned here. Where a booking skill is installed, it carries out a plan only after the principal's yes on the itemized total; otherwise the principal executes.
Intent Routing
| Intent | Trigger | File |
|---|---|---|
| ShowBenefits | "what perks do I have", "card benefits", "which card for X" | Intents/ShowBenefits.md |
| UpdatePoints | "I have N points", "update my points", "new balance" | Intents/UpdatePoints.md |
| PlanRedemption | "plan a trip with points", "use my points for", "what can N points get" | Intents/PlanRedemption.md |
| RefreshPerks | "refresh perks", "did the benefits change", "verify card benefits" | Intents/RefreshPerks.md |
| CreditSweep | "unused credits", "credits on the table", "expiring credits", "monthly credit check" | Intents/CreditSweep.md |
| File | Read when |
|---|---|
Setup.md | first-time setup of the four data files, with an invented worked example of each and a proof command |
