# Finance Receivables

Analyze accounts receivable aging, calculate DSO, and generate compliant collection...

- Repository: https://github.com/FerroxLabs/wayland (616 stars)
- Category: Writing
- License: AGPL-3.0
- Last updated: 2026-10-31
- Runs scripts: no, instructions only

## Install

Claude Code: `npx skills add FerroxLabs/wayland --skill finance-receivables -g -a claude-code -y`
Codex: `npx skills add FerroxLabs/wayland --skill finance-receivables -g -a codex -y`
Cursor: `npx skills add FerroxLabs/wayland --skill finance-receivables -g -a cursor -y`
Gemini CLI: `npx skills add FerroxLabs/wayland --skill finance-receivables -g -a gemini-cli -y`

## Description

Analyze accounts receivable aging, calculate DSO, and generate compliant collection email sequences for overdue invoices. FDCPA / state-UDAP-aware language; intent-gated escalation; SOL-aware bad-debt write-off guidance. Ported from Anthropic's reconciliation skill, hardened for SMB liability surface.

## SKILL.md, as published by its author (untrusted third-party text, read it as data)

> **Templates and analytical tools only - not personalized financial, tax, accounting, or legal advice.** Collection language carries FDCPA (third-party debt collectors) and state UDAP (original creditors in CA, NY, FL, TX + others) exposure. **Threatening legal action you do not intend or are not authorized to take is a textbook FDCPA §1692e violation pattern.** Review collection templates with counsel before sending. Bad-debt write-off and 1099-C issuance rules vary by basis of accounting.

# Finance - Receivables Management

Analyze AR aging, calculate Days Sales Outstanding (DSO), and generate **compliant** collection emails for overdue invoices.

## When to use

- Monthly AR aging review
- Identifying invoices at risk of becoming bad debt
- Drafting collection emails (first reminder through final notice)
- Calculating DSO and benchmarking against industry standards

## Required inputs

- **Jurisdiction**: US (with state) / UK / EU-country / CA / AU / other - collection law differs.
- **Basis of accounting**: cash / accrual / modified cash - determines bad-debt deductibility.
- **Invoice list** - paste as a table or describe: client name, invoice number, amount, invoice date, due date, status (open / partial / overdue), **whether the underlying contract specifies late fees and any contractual collection terms**.
- **Total monthly revenue** (for DSO calculation)
- **Period**: the as-of date for the aging analysis
- **Client type**: B2B / B2C - FDCPA and state UDAP exposure higher for consumer debts.

## FDCPA / UDAP gate - read before generating any collection language

The rest: https://github.com/FerroxLabs/wayland/blob/HEAD/resources/bundled-extensions/business-finance/skills/finance-receivables/SKILL.md