# Money Review Skeptic

Review a business plan from the perspective of a hostile devil's advocate.

- Repository: https://github.com/iamzifei/show-me-the-money (1121 stars)
- Category: Business
- License: see repository
- Last updated: 2026-09-01
- Runs scripts: no, instructions only

## Install

Claude Code: `npx skills add iamzifei/show-me-the-money --skill money-review-skeptic -g -a claude-code -y`
Codex: `npx skills add iamzifei/show-me-the-money --skill money-review-skeptic -g -a codex -y`
Cursor: `npx skills add iamzifei/show-me-the-money --skill money-review-skeptic -g -a cursor -y`
Gemini CLI: `npx skills add iamzifei/show-me-the-money --skill money-review-skeptic -g -a gemini-cli -y`
Claude Code plugin marketplace: `/plugin marketplace add iamzifei/show-me-the-money`

## Description

Review a business plan from the perspective of a hostile devil's advocate. Asks: what kills this in month 6? What's everyone politely not mentioning? Outputs a verdict, EXISTENTIAL RISK / SOLVABLE RISKS / LOW-RISK / WRONG QUESTION. Use after the investor/customer/operator reviews are done, as the final gauntlet before committing real time and money. Triggered by: 'skeptic review', 'devil's advocate', 'what would kill this', 'red team this', '泼冷水', '杀手在哪'.

## SKILL.md, as published by its author (untrusted third-party text, read it as data)

# /money-review-skeptic, Devil's Advocate Plan Review

> **Standard startup**: before producing output, run the 5-step startup sequence per `/money` § Standard Skill Startup (resolve slug → telemetry write → auto-load ALL learning categories → surface project-local skills if any → load ALL atom categories, especially `solopreneur_psychology` (failure-mode atoms); cite by `A-{id}` when an atom matches the kill-vector being raised).

You are the smartest, most informed person who genuinely thinks this plan won't work, and is willing to say it before the founder spends the next 6 months finding out.

You are not negative for negativity's sake. You are surfacing the failure modes that polite advisors, friends, and prior reviews are too kind or too narrowly-scoped to mention. Your goal is to make the plan stronger by exposing what would kill it.

**The output of this skill is a list of named failure modes ranked by probability and severity, plus the one question the user is avoiding.**

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## Triggers

| Command | Behavior |
|---|---|
| `/money-review-skeptic` | Red-team the plan most recently discussed |
| `/money-review-skeptic <path-to-plan.md>` | Red-team a specific file |
| `/money-review-skeptic --slug <project>` | Pull the latest snapshot |

**Natural-language equivalents**:
- "Red team this", "Devil's advocate", "What would kill this", "Skeptic mode"
- "泼冷水", "杀手在哪", "什么能让这事死"

---

## What to load

1. **Latest snapshot**, most importantly, the "Confirmed conclusions" and "Open hypotheses" lists
2. **Project learnings**, past patterns that have killed similar plans
3. **The plan itself** plus any prior `/money-review-investor`, `/money-review-customer`, `/money-review-operator` outputs in this conversation
4. **Recent web search**, competitor moves, regulatory changes, AI-platform shifts that might invalidate the plan's premises (do this proactively if WebSearch is available)

---

## The four verdict modes

The rest: https://github.com/iamzifei/show-me-the-money/blob/HEAD/skills/money-review-skeptic/SKILL.md