# Kanchi Dividend Us Tax Accounting

Provide US dividend tax and account-location workflow for Kanchi-style income portfolios.

- Repository: https://github.com/tradermonty/claude-trading-skills (3536 stars)
- Category: Engineering
- License: MIT
- Last updated: 2026-11-01
- Runs scripts: yes, review before use

## Install

Claude Code: `npx skills add tradermonty/claude-trading-skills --skill kanchi-dividend-us-tax-accounting -g -a claude-code -y`
Codex: `npx skills add tradermonty/claude-trading-skills --skill kanchi-dividend-us-tax-accounting -g -a codex -y`
Cursor: `npx skills add tradermonty/claude-trading-skills --skill kanchi-dividend-us-tax-accounting -g -a cursor -y`
Gemini CLI: `npx skills add tradermonty/claude-trading-skills --skill kanchi-dividend-us-tax-accounting -g -a gemini-cli -y`

## Description

Provide US dividend tax and account-location workflow for Kanchi-style income portfolios. Use when users ask about qualified vs ordinary dividends, 1099-DIV interpretation, REIT/BDC distribution treatment, holding-period checks, or taxable-vs-IRA account placement decisions for dividend assets.

## SKILL.md, as published by its author (untrusted third-party text, read it as data)

# Kanchi Dividend Us Tax Accounting

## Overview

Apply a practical US-tax workflow for dividend investors while keeping decisions auditable.
Focus on account placement and classification, not legal/tax advice replacement.

## When to Use

Use this skill when the user needs:
- US dividend tax classification planning (qualified vs ordinary assumptions).
- Holding-period checks before year-end tax planning.
- Account-location decisions for stock/REIT/BDC/MLP income holdings.
- A standardized annual dividend tax memo format.

## Prerequisites

Prepare holding-level inputs:
- `ticker`
- `instrument_type`
- `account_type`
- `hold_days_in_window` (if available)

Use the exact JSON contract and examples in `references/input-schema.md`.

For deterministic output artifacts, provide JSON input and run:

```bash
python3 skills/kanchi-dividend-us-tax-accounting/scripts/build_tax_planning_sheet.py \
  --input /path/to/tax_input.json \
  --output-dir reports/
```

## Guardrails

Always state this clearly: tax outcomes depend on individual facts and jurisdiction.
Treat this skill as planning support, then escalate final filing decisions to a tax professional.

## Workflow

### 1) Classify each distribution stream

For each holding, classify expected cash flow into:
- Potential qualified dividend.
- Ordinary dividend/non-qualified distribution.
- REIT/BDC-specific distribution components where applicable.

Use `references/qualified-dividend-checklist.md`
for holding-period and classification checks.

### 2) Validate holding-period eligibility assumptions

For potential qualified treatment:
- Check ex-dividend date windows.
- Check required minimum holding days in the measurement window.
- Flag positions at risk of failing holding-period requirement.

If data is incomplete, mark status as `ASSUMPTION-REQUIRED`.

### 3) Map to reporting fields

The rest: https://github.com/tradermonty/claude-trading-skills/blob/HEAD/skills/kanchi-dividend-us-tax-accounting/SKILL.md